Bad credit, no credit, great credit

6 Reasons to get pre-approved for a car loan

6 Reasons to get pre-approved for a car loan

A car loan pre-approval saves you time, money and gets you into a new car fast! Sound National Lending works with over 35 different lenders to find the absolute best loan for you - no matter what your credit history is.

Save time at the dealership

Pre-approval saves at least an hour of waiting during the car buying process. When you walk into a dealership pre-approved, you'll drive off the lot in record time.

Know how much you can afford

Don't waste time test driving cars only to find they're out of your price range. When you get pre-approved, you'll know right away which cars you can afford.

Shop with confidence

When you have low, no, or bad credit, shopping for a car can be scary. Pre-approval ensures you don't have to worry about being turned for a loan.

Reduce car buying stress

Instead of making quick, last minute decisions at the dealership, you can work out of all your car budget details in advance.

Get your rate now.

When you apply online, you don't have to wait till you go car shopping to find out your rate. Apply now and one of our Finance Specialists will contact you with options within 24 hours.

Does not affect your credit score

The pre-approval process is not a "Hard" credit inquiry, so it will not adversely affect your credit score.

Save time at the dealership

Pre-approval saves at least an hour of waiting during the car buying process. When you walk into a dealership pre-approved, you'll drive off the lot in record time.

Know how much you can afford

Don't waste time test driving cars only to find they're out of your price range. When you get pre-approved, you'll know right away which cars you can afford.

Shop with confidence

When you have low, no, or bad credit, shopping for a car can be scary. Pre-approval ensures you don't have to worry about being turned for a loan.

Reduce car buying stress

Instead of making quick, last minute decisions at the dealership, you can work out of all your car budget details in advance.

Get your rate now.

When you apply online, you don't have to wait till you go car shopping to find out your rate. Apply now and one of our Finance Specialists will contact you with options within 24 hours.

Does not affect your credit score

The pre-approval process is not a "Hard" credit inquiry, so it will not adversely affect your credit score.

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How it Works

How it Works

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Apply Online

Apply Online

Complete our easy and secure online car loan application to get behind the wheel of your next car, fast.

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We work our magic

We work our magic

Sound National Lending negotiates with over 35 lenders to get you the best car loan possible.

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Find your car

Find your car

Search our huge inventory of low mileage cars.

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Sign the paperwork

Sign the paperwork

Test drive your favorite cars and sign the paperwork.

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Drive Away Happy

Drive Away Happy

Drive off the lot feeling confident you got the very best car loan possible!

Frequently asked questions